Collision Craftsman | Benefits Proposal
SCRS Benefits Program
Collision Craftsman Benefits Proposal st November 1 , 2024 Effective Date Richie Seaberry
Aaron Schulenburg Executive Director, SCRS "Our industry had a significant challenge for small businesses: finding affordable • Affordable Healthcare: Decisely offers cost-effective healthcare solutions that offer more than just catastrophic coverage. Many businesses comprehensive coverage. and employees currently pay for insurance that becomes valuable only after high deductibles and out-of-pocket expenses. • Cost Savings & Better Care: Partnering with We collaborated closely with Decisely to find the right solution and launched a Decisely cuts costs and improves care. successful plan a year ago. This plan has significantly reduced costs for our member • Industry Growth: Our collaboration leads to industry businesses while improving care and service for their teams. As a result, our growth and enhanced benefits. membership is growing, and businesses can now recruit, retain, and provide better value to their team members and families. We're proud to serve the industry in this way and have confidence in the program we've built with Decisely."
Thanks for your time today! Here’s what you told us. Your concerns Decisely makes it easy Premiums ‘The power of the group’ • My costs – what I can afford • You get plans usually only available for large business • Keeping costs stable from year to year • Employees covered from day 1 • Employee costs – what they can (realistically) We reduce the pain afford Plans • Easy to use tech platform – • Not just any plan – a plan that works for my team • onboarding to terminations and everything between • Major medical coverage • Live support – your own Account Manager • No surprises – when they need coverage, they’re • Employees enroll online – faster and easier covered • Payroll integrations – no double entry Time – I don’t have time to manage benefits • Compliance – ACA, IRS, DOL • we help you stay on top of government requirements
Decisely is a Benefits and Business Management System Cost Effective. Simple. With a Customer Service Rating of 4.6 / 5.0. For You • Easy hiring with online Easy to use For your team applicant recruiting and Platform tracking members • Onboard you team at the • Onboard online - from click of a button – no anywhere, anytime paper • Sign and submit • Benefits brokerage – the Custom HR Best-in-Class documents online – no right benefits for your Solutions Benefits paper printing or storage team • Easy enrollment in • No double data entry with affordable benefits, payroll integration useful from day 1 • 24-hour access from • Live and online anywhere Top Talent Regulatory enrollment support • Dedicated account Recruiting Compliance management – on your staff, not your payroll 4
Recruiting tool As important as salary of employees consider healthcare as important as salary. Plan review
Problems with traditional health benefits Out-of-control costs Few benefit Low perceived value Low satisfaction Costs are increasing 4x 90% of employers’ The average deductible Health insurance faster than overall GDP healthcare expenditure has increased by 212% companies consistently benefit less than 10% of over the past 10 years rank at the bottom of employees consumer satisfaction
Decisely benefits matter And result in employee loyalty Employees with affordable health plans from Decisely stay twice as long as those without1. Among those who leave: 78% 21% had no benefits had benefits 1 Decisely Logistics and Transportation vertical retention statistics, 2022-23
Who’s Who: The Key Players Your coverage brings you a host of support. We’re here to explain it all. Collision Craftsman Carrier / TPA: Insurance company or administrator managing claims Network: PBM: Doctors and hospitals Pharma formulary Broker / Administrative Platform
Medical Plan Comparison: Gravie with AETNA Signature PPO Network
Medical Cost Comparison: Gravie with AETNA Signature PPO Network
Details Proposal is subject to the following: • Minimum 10 enrolled employees in group; minimum employer defined contribution is 50% of the employee’s cost of the least expensive plan • Minimum participation is 75% of eligible employees, net eligible waivers • If actual enrollment is +/- 20% of assumed proposal enrollment, carrier has the right to review and revise rates • Receipt, review and acceptance of individual health questionnaires for all enrollees. If an enrollee didn’t complete an IHQ at underwriting, they will need to complete it before or at enrollment, at which time pricing may be adjusted. Other: • Active association member in good standing • Employees enroll in benefits via the Decisely platform • Success depends on you! Commit to the plan; support and promote Open Enrollment.
More than health insurance. Voluntary Benefits Regulatory Compliance Enhance your financial security with Voluntary IRS-mandated employer reporting on health coverage. Benefits – tailored solutions to address unexpected Services include delivering 1095 forms to employees and challenges. assisting with timely paper filing. • Our accident policies cover a spectrum of non-work-related • Avoid penalties and lawsuits by meeting ACA reporting injuries, ensuring you're supported through treatments, requirements accurately and on time. surgeries, and recovery costs. • We handle the paperwork. You focus on your business. • Experience peace of mind with Critical Illness policies, • We promptly generate and deliver necessary forms to employees. providing a lump-sum payment upon diagnosis of covered illnesses. • ACA specialists offer knowledgeable support throughout the filing • Our Hospital Indemnity policies safeguard you from process, addressing any questions or concerns. hospitalization-related expenses not covered by medical insurance. Secure your well-being through thoughtful coverage choices.
Your Decisely Team Antanique Dennis Misti Moore Maryn Wellham Jenna Koronkowski VP, Operations VP, Marketing Communications Marketing Manager Marketing Production [email protected] [email protected] Enterprise Accounts Specialist [email protected] [email protected] Richie Seaberry VP of Enterprise Accounts [email protected]
Thank you!
• Savings on monthly premiums • Immediate coverage for the healthcare you need • The security of coverage for big issues From an industry standpoint, there’s nothing else like it. It enables an independent repair like myself or a small business like ourselves to get a large group discount. It’s a way to give back to the industry. The more people that are involved in the plan the better it’s going to get. - Kyle Bradshaw, K and M Collision
Virtual services Gravie health plan members get access to a suite of digital services to enhance their health and wellness journey at no additional cost. Virtual care, including general 30K+ virtual classes as well as Clinical-grade digital physical medicine, dermatology, and clinical nutrition guides, meal plans, and more. therapy that helps members and non-clinical mental health.* In-person fitness perks are available as overcome musculoskeletal (MSK) a buy-up. pain. * Cost sharing may apply depending on plan type. Members should check their benefits summary for more information.
Who is Decisely? • Decisely helps small businesses focus on what matters most: a healthy workforce and a thriving business. • We are a strategic partner bringing program solutions to businesses across the US. • HR and employee benefits through a proprietary, recruit-to-retire cloud-based technology and service platform. • We are licensed in 50 states with clients in 49 states. Co-owned by Decisely employees and 17
